Title:
Monetary Policy in the Digital Age: The Influence of CBDCs on Central Bank Architecture and Financial Stability (October 2024)
My research paper, “Monetary Policy in the Digital Age: The Influence of CBDCs on Central Bank Architecture and Financial Stability”, explores the emerging world of Central Bank Digital Currencies (CBDCs), government-issued digital forms of money designed to coexist with physical cash and reshape the future of monetary systems.
I analysed how CBDCs may affect core pillars of monetary policy, the structure of central banks, and financial stability across economies. From potential benefits like financial inclusion and transaction transparency, to risks involving privacy, cybersecurity, and inflation management, the paper dissects both sides of this evolving landscape.
Though not directly rooted in psychology, it reflects my broader curiosity about how people, institutions, and technology interact, especially in a rapidly digitizing world.
Title:
How Accents Influence Perceived Intelligence and Trustworthiness: Implicit Bias and Real- World Implications for Education, Hiring, and Belonging (January 2025)
This research delves into how accents influence the way people perceive intelligence and trustworthiness, drawing from the framework of implicit bias theory. Over the past decade, studies have consistently shown that the way someone speaks can unconsciously shape judgments about their competence, credibility, and even likability in professional, academic, and social environments.
My paper synthesizes existing literature and integrates original data from a survey of 120 participants and 15 in-depth interviews. The findings reveal that 68% of respondents displayed a bias associating certain accents with higher competence levels, underscoring how deeply embedded these perceptions are in everyday interactions.
The study proposes actionable strategies such as bias-awareness training programs in schools and workplaces to foster more equitable communication and inclusion. By examining how something as subtle as speech patterns affects trust and opportunity, this research aims to inspire reflection and drive change toward fairer, more inclusive environments.